Featured Credit Cards:
Rick Approved
Sometimes getting a credit card can help your credit score. Here is
how:
35% of your Fico Score is based on your debt to credit ratio. Mainly
Credit Cards.
Example: If you have a credit card with a $2000 limit and you owe $1600
your debt to credit ratio is very poor.
Your Percentage of credit owed to available credit is 80%. To the credit
bureaus, you look like you are in a bad credit situation. Your score will
reflect this, as 35% of your score deals with your debt to credit ratio.
Now, if you applied for one of these very easy to get credit cards for $3000
and got approved, your credit to debt ratio would increase significantly.
Now you have $5000 in credit and owe $1600. Your debt to credit ratio
is now 32% Now remember 35% of your score is based on debt to credit ratio.
So your Fico score would jump up a significant amount. This can also be
done by raising the limits on your existing cards.
PS: Don't worry about the inquiry on your credit report. Inquires are
such a small percentage of your credit report.
Here are the easiest cards
to get with bad credit:
 
online application |
| If you're looking for
a card with built in benefits you can use on a daily basis and that
provides you with the opportunity to establish better credit at the same
time, you may be interested in the the Orchard Bank Primary Cards. Over
the years, millions of people have used this group of cards to build
their credit history.
Apply today! |
Intro APR
|
Intro Period
|
Annual Fee
|
Setup Fee
|
APR
|
Credit Required |
|
14.90-15.99% |
6 mo. |
$0 |
$0
to 49 |
N/A |
Bad
Credit OK |
|
|
online application |
Have bad credit? Apply
for an unsecured Tribute® MasterCard® Card and receive a 30-second
online response - no fee to apply.
- Unsecured MasterCard®
- Accepted at millions of locations worldwide
- Credit Line increase within 6 months when you make payments on
time
Apply Now!
|
Intro APR
|
Intro Period
|
Late
Fee
|
Setup Fee
|
APR
|
Credit Required |
|
19.5% |
N/A |
$35 |
$20.0 |
N/A |
Very
Bad Credit OK |
|
|
online application |
- No CREDIT CHECK
- Approved REGARDLESS OF CREDIT HISTORY
- Credit Limits UP TO $10,000*
- Reports to ALL 3 BUREAUS
- Get CASH AT OVER 740,000 ATMs
- Emergency CASH TRANSFERS
- Auto RENTAL INSURANCE
- $100,000 TRAVEL ACCIDENT INSURANCE
- Extended WARRANTY PROTECTION
- Special HIGH INTRODUCTORY SAVINGS RATE
Apply Now! |
Intro APR
|
Intro Period
|
Annual Fee
|
Setup Fee
|
APR
|
Credit Required |
| N/A |
N/A |
$59 |
$99.95 |
19.5% |
Very
Bad Credit OK |
|
|
online application |
- Instant On-Line Decision
- Monthly Reporting to All Major Credit Bureau's
- Free 24 Hour Online Account Access
- Outstanding Customer Service
Apply
Today! |
Intro APR
|
Intro Period
|
Annual Fee
|
Setup Fee
|
APR
|
Credit Required |
| N/A |
N/A |
$48 |
$96 |
19.92% |
Very
Bad Credit OK |
|
|
|
online application
|
| Apply now for the most exciting Pre-paid card in the
industry, the Eufora Card. Bad Credit, No Credit, No Problem. The Eufora
Pre-paid MasterCard with Credit Builder can help you build or rebuild
your credit. Eufora Cardholders also have the opportunity to be
automatically entered into a MONTHLY new car sweepstakes.
Click here to apply now.
•BUILDS CREDIT! Reports to Credit Bureaus
•100% Guaranteed Approval* with No Credit Check - Perfect for Bad Credit
or No Credit
•FREE Direct Deposit
•FREE Point of Sale Transactions
•FREE 24/7 Online Access
•FREE Live Customer Support
•Reload at Thousands of Retail Locations Nationwide with a $5000 Maximum
Value
•Safer than Cash
•Cash Reward Program
•ZERO UP FRONT ($99.95 Advanced Deposit WAIVED)
Apply Today! |
Intro APR
|
Intro Period
|
Annual Fee
|
Setup Fee
|
APR
|
Credit Required |
| N/A |
N/A |
$99.95 |
$0 |
9.9% |
Bad
Credit OK |
|
|
|
online application
|
- Credit-On Demand™: up to $25,000 credit line—Patent Pending
- Instant Approval: no credit check, no minimum income or bank
account required
- Credit Reporting: reports to major credit bureaus
- Clear Rewards™: American Airlines, Southwest, jetBlue, Marriot,
and more…no restrictions!
- Powerful Account Features: direct deposit, bill pay, free alerts,
add cash instantly at 100,000 retail locations nationwide
Apply Now!
|
Intro APR
|
Intro Period
|
Annual Fee
|
Setup Fee
|
APR
|
Credit Required |
| N/A |
N/A |
N/A |
$29.95 |
14.9% |
Bad
Credit OK |
|
|
|
online application |
The
Continental Finance Gold MasterCard®, issued by First Bank of Delaware,
is a credit card designed for those with poor credit who would like a
second chance.
The main benefit of this unsecured credit card is that it reports to
credit bureaus. This is a rare opportunity for those with poor credit
who would otherwise only qualify for secured or prepaid cards, which
often do not report to credit bureaus or charge fees to report to credit
bureaus
Apply Today!
|
Intro APR
|
Intro Period
|
Annual Fee
|
Setup Fee
|
APR
|
Credit Required |
| N/A |
N/A |
N/A |
$25 |
9.75% |
Bad
Credit OK |
|
|
|
online application
|
- New Card for Convenient Tap-n-Pay Purchases at Merchants Nationwide
- No Bounced Check, NSF and Overdraft Charges EVER!
- FREE Rewards Program - Earn 1 point for every $1 spent, redeem for Prepaid Wireless Airtime, Music Downloads, LD Calls
- FREE Bill Pay Service - Pay Anyone Online or Over the Phone
- FREE Credit Builder with Overdraft Protection
- FREE Mobile & Email Alerts
- FREE Direct Deposit - Eliminate Check Cashing Fees
- Add Cash Instantly at 100,000 Retail Locations Nationwide
Apply Now!
|
Intro APR
|
Intro Period
|
Annual Fee
|
Setup Fee
|
APR
|
Credit Required |
| N/A |
N/A |
N/A |
$0 |
N/A |
Bad
Credit OK |
|
|
|
online application |
- Approval is *guaranteed when qualifications are met.
- The Card is an Unsecured Line of Merchandise Credit
- The Shopping Club offers over 14,000 products.
- Upon request, credit limits increases are available to those that qualify.
- The merchandise credit line is reported to a major Credit Bureau.
- No credit checks.
- No employment verifications.
- No interest charges.
- You can be approved even if you have No Credit or Bad Credit
Apply Now! *see website for terms and conditions |
Intro APR
|
Intro Period
|
Annual Fee
|
Setup Fee
|
APR
|
Credit Required |
| N/A |
N/A |
N/A |
N/A |
0% |
Bad
Credit OK |
|
|
These
cards will report to the bureaus to help your credit report and scores. These
cards are easy to get.
THESE ARE CARDS DESIGNED FOR PEOPLE WITH
BAD CREDIT SO DON'T THINK YOU WILL GET TURNED DOWN.
STEP#2:
Erase and
Repair Your Bad Credit.
Build Lasting
Good Credit.
Start Now and Get the Credit You Deserve
CLICK HERE TO BEGIN USING 24hrNewCreditFile NOW!
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